FAQ's 

Are you SEBI/IRDAI registered?

No. PolicyTruth.in is not a SEBI-registered investment adviser and not an IRDAI-registered insurance intermediary/broker/agent. We do not sell products or provide recommendations.

​

What exactly do you deliver?

A concise report that extracts and explains costs, charges/deductions, exclusions/conditions, lock-ins/exits, and questions to ask the provider—based only on the documents you share.

​

Do you tell me to buy, hold, cancel, or switch a product?

No. We do not provide any recommendation or opinion on what you should do with a product. We only explain what your documents say so that you can decide and seek written clarifications from the provider or guidance from a licensed professional.

​

How fast do I get the report?

Within 48 to 78 hours of a successful upload.

​

How do refunds work?

See /terms. Refunds apply only for non-delivery within the stated timeline, verifiable factual extraction errors, or material scope mismatch (not for outcomes or dissatisfaction with the product’s features).

​

How secure is my data?

See /privacy-policy. We request that you redact PAN/Aadhaar and full address. We keep documents for a limited period and delete them as per the retention policy.