Our Services
Disclaimer: PolicyTruth.in provides educational document analysis only. We are not a SEBI-registered investment adviser and not an IRDAI-registered insurance intermediary/broker/agent. We do not sell products, provide recommendations, or assess suitability for your personal financial situation. We do not opine on whether you should buy, renew, cancel, surrender, switch, hold, or claim under any product. This report helps you understand what your documents say; it is not financial, insurance, legal, or tax advice.
1
: Combo Document Analysis (Loan + Insurance)
Price: INR 999 +18% GST
Timeline: 48 to 72 hours from successful upload.
Who it is for: customers reviewing a loan offer where insurance/add-ons are included or discussed.
Deliverables (PDF):
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Document summary: what was reviewed (loan sanction/MITC, fee schedule, policy documents/illustration).
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Costs and charges extraction: fees, deductions, premium-financing indicators, and how they change total cost components.
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Key exclusions/conditions: clauses that may affect claims/coverage (where applicable).
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Lock-in and exit conditions: surrender/discontinuance, foreclosure/prepayment, switching/portability constraints.
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Questions to ask the provider (for written clarification).
2
Insurance Document Analysis
Price: INR 499 +18% GST
Timeline: 48 hours from successful upload.
Deliverables (PDF):
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Charges and deductions summary (as per the policy/illustration).
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Motor insurance (if applicable): schedule-level summary of third-party / own-damage components, personal accident cover (as shown), deductibles/excess, and optional add-ons with their premiums — explained in plain English (no recommendation on what to choose).
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Key exclusions and waiting periods summary (where applicable).
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Lock-in/exit conditions summary (surrender/discontinuance/renewal constraints).
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Benefit illustration interpretation notes (assumed scenarios are not guarantees).
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Questions to ask the insurer/agent for written confirmation.