Transparency & Update Log 

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Update History

v1.9.3 (Current) — 17 Dec 2025

• Compliance Update: Updated the "Free-Look Period" toolkit to reference the IRDAI Master Circular on Protection of Policyholders’ Interests, 2024 (dated 5 September 2024).

• Refinement: Removed brittle document-number links to ensure long-term accuracy.

v1.9.2 — 17 Dec 2025

• Privacy Update: Added specific processing timelines for DPDP deletion requests (typically 72 hours) to the Privacy Policy and Data Requests page.

v1.9.1 — 17 Dec 2025

• Scope Expansion: Added explicit references to Motor Insurance coverage (Schedule, Add-ons, IDV) in our Services and Sample Reports.

• Safety Check: Verified that all Motor Insurance references remain strictly educational and non-advisory.

v1.9.0 — 16 Dec 2025

• Major Compliance Hardening:

  • Clarified the "Service Delivery & Accuracy Guarantee" to define specific refund conditions.

  • Strengthened "Grievance Escalation" wording in the Toolkit.

  • Updated the "Bank Locker" letter template to be softer and more polite.

  • Implemented full DPDP Act withdrawal mechanisms via the new /data-requests page.

  • Expanded "Safe Wording" rules for the Insights blog .

Launch — 11 Dec 2025

• Initial deployment of PolicyTruth.in (formerly developed as a pilot project).

Operational Disclosures

• Revenue Model: We are 100% fee-based. We do not accept commissions or hidden incentives .

• Independence: We are not affiliated with any bank, insurer, or aggregator.

• Editorial Policy: Our analysis is based solely on document text and regulatory circulars .